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Oleg Tinkov, founder of the bank, tweeted: "Our lawyers think he is going to get not 24m, but really 4 years in prison for fraud.Now it's a matter of principle for @tcsbanktwitter." The court will review Mr Argakov's case next month.We reserve the right to modify this Agreement at any time.

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By accessing the Website or using any Services, You consent to receive this Agreement electronically."The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told Kommersant. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law." Earlier this week a Russian judge ruled in Mr Argakov's favour.Tinkoff had signed the contract and was legally bound to it. The one who looks nothing their photos, the power user with swiping set to automatic, or that one who spams your phone for months after your single date saying they just happen to be in the area.But there is a new reason to shut down your phone, or at least to be more savvy about which opening lines you believe. Ironically, it involves playing on people’s fears about Tinder scams, and convincing them there is a way to verify your account so that you can see if people are who they say they are.

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